7 Baby Steps to Financial Freedom

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You'll change how you handle money - little by little

What Are the Baby Steps?

Dave Ramsey's 7 Baby Steps will show you how to save for emergencies, pay off all your debt for good, and build wealth. It's not a fairy tale. It works every single time!

Baby Step 1

Save $1,000 for your starter emergency fund.

Baby Step 2

Pay off all debt (except the house) using the debt snowball.

Baby Step 3

Save 3–6 months of expenses in a fully funded emergency fund.

Baby Step 4

Invest 15% of your household income in retirement.

Baby Step 5

Save for your children's college fund.

Baby Step 6

Pay off your home early.

Baby Step 7

Build wealth and give.

Why the Baby Steps Work

Forget everything you know about money-management plans. With Dave's 7 Baby Steps, you don't need a degree in finance to take control of your money. Anyone can do it! With each step, you'll change how you handle money—little by little.

Link to original article from DaveRamsey.com